Monday, April 27, 2009

[Investors Please Listen] Tata AIG Life InvestAssure Apex - Returns on the highest NAV*. Guaranteed


Returns on the highest NAV*. Guaranteed.

Tata AIG Life InvestAssure Apex. A ULIP that assures you returns based on the highest NAV*. So stop worrying about the fluctuating stock markets. And start enjoying returns based on the highest NAV*.
Key Features: • Pay premium for 3 years only • Flexibility to reduce the premium amount in the 2nd & 3rd year^ • Tax benefit under Sec 80C, 80D** & 10(10D)
Minimum Premium:Rs.90,000
Sum Assured: Minimum 5 x Annualized Premium / Maximum 60 x Annualized Premium
 
  Click here to know more
Terms & Conditions apply.
For more information, log onto www.tata-aig-life.com,
call 9818269396 

Tata AIG Life InvestAssure Apex at a glance
Premium Paying term 3 years
Policy term 10 Years
Minimum Premium Rs.90,000
Sum Assured 5 X Annualized Premium (minimum) 60 X Annualized Premium (maximum)
Issue Age 18 Years (minimum) 70 years (maximum)
Maximum age at maturity 80 Years
Avail of
Apex Investment Fund for capital protection through investments in Debt Instruments, Derivatives and Money Market & Cash
Apex Return Lock-in Fund (with GMUP benefit) for capital appreciation through dynamic fund management by investing in equity & equity related securities,  Money Market & Cash and Debt instruments & derivatives
Access to Your investment in the form of partial withdrawal to meet your liquidity needs
Flexibility of Reducing the 2nd and 3rd year premium, subject to minimum limit which is higher of 75% of the first year regular premium paid or Rs 90,000/- (Rupees Ninety Thousand only)
Tax Benefit Premiums paid under this plan are eligible for tax benefits under section 80C of the Income Tax Act 1961. Moreover, life insurance proceeds enjoy tax benefits as per  10(10D) of the said Act
 
How it works:

Your investment net of allocation changes is invested in Apex Investment Fund. This is a low risk temporary parking fund.

At the immediate reset date your fund is automatically switched into the Apex Return Lock-in Fund. The Apex Return Lock-in Fund offers you 100 reset dates on which the NAV gets locked and the highest NAV from amongst 100 NAV is your GMUP.***

In case of market downsizing at the time of maturity of your policy, you will be guaranteed your GMUP+ which is the highest among the 100 reset dates^ NAV during the term of the policy.


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Safe Harbor:

The information contained and provided on this Website provides Investment advice for the education of investors. The posts are an information service only. Recommendations, opinions or suggestions are given with the understanding that readers acting on this information assume all risks involved. We do not assume any responsibility or liability resulting from the use of such information, judgment and opinions for Trading or Investment purposes.
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