Reliance Private Car Insurance Policy

Call:  0-981-826-9396

Key Highlights

• Cashless facility for a hassle-free claims processing
• Speedy claims settlement
• Easy documentation

Features

Your car is more than a means of transport. It can be used for a family outing or for your feel of freedom when your work burdens you down or it could be your primary aid in emergencies. Reliance Private Car Policy provides you comprehensive protection for your valued possession.

Key Advantages

Complete Cover

• Reliance Private Car Insurance Policy gives you complete insurance cover on and off the road.
• It covers your car against accidents, burglaries, natural calamities etc.
• It will also give you personal accident insurance cover and third party liability cover.

Convenience designed for you

• Whenever you need us, we are just a phone call away. Call us at 1800 3002 8282 (toll free) or 3989 8282 (local charges apply)
• Towing service owned and operated by us to cut down on inefficiencies. We also provide an allowance of Rs. 1500 towards towing charges if required
• Cashless garage service are provided at 1900 garages in over 231 cities

Super-fast service

• Instant policy issuance.
• We value your time and when you call in a claim we respond immediately.
• We have set up a 24/7 help line for emergency services.
• We also make sure that a survey of the vehicle is arranged within 8 working hours.

Discounts

• If you have not made a claim in the previous year, you can get a 'No Claim Bonus' reward when you renew your policy.
• You also have the option of transferring your existing 'No Claim Bonus'.
• We give our valued customers additional discounts for:
  • Voluntary excess
  • Membership of a recognized automobile association
  • Installation of anti-theft device
  • Side car discount
  • Specific Location usage cover discount

There are special discounts for physically challenged car owners and vintage vehicles.

Policy Coverage

The policy coverage is wide and encompasses many aspects, from the vehicle to the owner to any third party involved in a liability concerning the vehicle that is insured.

Vehicle Damage:
The Reliance Private Car Insurance Policy covers loss or damage to vehicle due to:

• Accident, fire, lightening, self-ignition, explosion, burglary, house breaking or theft.
• Riot and strike, malicious act, terrorism, earthquake, flood, cyclone and inundation.
• Transit by rail, road, air, elevator and lift.

Personal Accident Cover
This policy will also cover you, the policyholder, while you are driving against any accident.
Third Party Liability
As per the Motor Vehicle Act, third part liability cover is a compulsory cover to be taken by all vehicles. This cover provides against the liability for third party injury/death, third party property damage and liability to paid driver.
Add on covers
Most people customise their cars so that it suits their tastes and utilisation. We offer you the option to customise the policy with additional coverage for the following:

• Electrical/electronic accessories
• Non-electrical accessories
• Bi-fuel kits comprising LPG/CNG systems
• Legal Liability to employee, paid driver, cleaner & conductor
• Racing, speed tests, dexterity trials, hill climb extensions

Exclusions

At Reliance General Insurance, we would like our policy to be as transparent as possible. To ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the policy:

• Normal wear and tear of the vehicle
• Mechanical and electrical breakdown
• Vehicles being used other than in accordance with the limitations as to use
• Damage to/by a person driving without a valid driving license
• Loss or damage under the influence of alcohol or any other intoxicating substance
• Loss or damage due to depreciation
• Loss or damage due to war or nuclear risks
• Consequential loss
• Compulsory Deductibles