| Systematic Investing (SIP) improves the 'Consistency of Returns' |
|
|
|
|
|
|
|
| ||||||
|
| ||||||||||||||
| The following is the comparative data of Monthly SIPs (on the 1st of every month) vs lumpsum investment. You would observe that: |
| |||||||||||||
|
| ||||||||||||||
| 1. SIP investment has generated positive returns even in those periods where the lumpsum investment has generated negative returns |
| |||||||||||||
| 2. The returns from SIP investment are much consistent than the returns form lumpsum investment.. |
| |||||||||||||
| 3. SIP invetsing elimates the need (and the accompanying worry) for timing the markets |
| |||||||||||||
|
|
| |||||||||||||
|
| ||||||||||||||
|
| Annualised Returns Over different period of time (as on 1st June 2009) | |||||||||||||
| Investment (years) | Reliance Growth Fund | HDFC Top 200 Fund | SBI Contra Fund | Birla SunLife Midcap Fund | Birla SunLife Frontline Equity Fund | DSP BR Top 100 Equity Fund | Reliance Regular Savings Fund - Equity Fund | |||||||
| SIP | Lumpsum | SIP | Lumpsum | SIP | Lumpsum | SIP | Lumpsum | SIP | Lumpsum | SIP | Lumpsum | SIP | Lumpsum | |
| 1 | 73.52% | 12.92% | 87.35% | 30.31% | 76.67% | 21.12% | 87.90% | 17.48% | 77.56% | 24.42% | 60.83% | 19.29% | 89.63% | 22.89% |
| 2 | 12.53% | 3.48% | 21.06% | 10.10% | 13.40% | 3.52% | 12.61% | -0.17% | 15.90% | 6.03% | 12.97% | 6.52% | 20.06% | 12.37% |
| 3 | 12.35% | 18.22% | 17.21% | 19.37% | 11.70% | 15.82% | 10.61% | 15.94% | 14.12% | 19.23% | 13.48% | 19.33% | 18.92% | 25.40% |
| 4 | 15.24% | 24.79% | 18.97% | 26.26% | 15.12% | 25.96% | 12.74% | 21.34% | 17.36% | 25.48% | 17.45% | 26.49% | 20.88% | 21.51% |
| 5 | 22.58% | 36.28% | 23.71% | 31.84% | 23.44% | 38.11% | 18.12% | 28.70% | 21.90% | 29.86% | 22.43% | 30.26% | -- | -- |
| 6 | 28.64% | 42.83% | 26.71% | 36.04% | 30.86% | 44.22% | 22.77% | 33.83% | 24.30% | 31.73% | 25.33% | 34.99% | -- | -- |
| 7 | 36.45% | 40.30% | 32.45% | 36.56% | 37.32% | 39.03% | 21.83% | 25.31% | -- | -- | -- | -- | -- | -- |
| 8 | 40.00% | 42.18% | 33.97% | 34.53% | 38.90% | 39.55% | -- | -- | -- | -- | -- | -- | -- | -- |
| 9 | 38.60% | 31.21% | 32.76% | 27.02% | 37.77% | 33.18% | -- | -- | -- | -- | -- | -- | -- | -- |
| 10 | 35.83% | 33.64% | 30.35% | 26.02% | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 11 | 35.49% | 35.15% | 29.35% | 27.09% | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 12 | 34.49% | 31.61% | 28.34% | 24.80% | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| 13 | 33.67% | 30.02% | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
| -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
|
| ||||||||||||||
| | ||||||||||||||
Monday, June 29, 2009
Systematic Investing (SIP) improves the 'Consistency of Returns'
Subscribe to:
Post Comments (Atom)
Life Insurance | Health Insurance | Auto Insurance
Investors Please Listen !
More than 100 kinds of Insurance products from more than
20 companies under one roof.
Call: 9818269396
investorspleaselisten@in.com
www.investorspleaselisten.blogspot.com
|
|
No comments:
Post a Comment