Shriram Transport Finance Company Ltd NCD Issue

  NCD PUBLIC ISSUE

Public Issue of Secured Non Convertible Debentures Offering Summary
Size	Aggregating upto Rs. 500 crs with an option to retain oversubscription upto Rs 500 crs
Investment options	Five Options
Credit Rating	"CARE AA+" by CARE and "AA (ind)" by Fitch
Yield on redemption	10.75% to  11.50% Per annum.
Subscription period	Issue Opening date : 27th July 2009 - Issue Closing date : 14th August 2009
Security	First charge on an identified immovable property and specified future receivables of the Company to ensure minimum one time security cover
Listing	The NCDs to be listed on National Stock Exchange ("NSE")

Options	I	II	III	IV	V
Tenor	60 months	60 months	60 months	60 months	36 months
Frequency of Interest Payment	Half-Yearly	Annual	Cumulative	Annual	Annual
Minimum Application	Rs. 10,000/- (10 NCDs) (for option I, II, III, IV ,V, NCDs either taken individually or collectively)
Face Value of NCD (Rs. / NCD)	Rs.1,000/-	Rs.1,000/-	Rs.1,000/-	Rs.1,000/-	Rs. 1,000/-
Coupon (%) p.a.	11.00%**	11.25%**	11.03% compounded quarterly	11.00%	10.75%
Yield on redemption (%) p.a.	11.30%	11.25%	11.50%	11.00%	10.75%.
Put and call option	NIL	NIL	At the end of 48 months	At the end of 48 months	NIL
Redemption	Staggered in ratio of 40%, 40% and 20% at the end of 36, 48 and 60 months, respectively.	Staggered in ratio of 40%, 40% and 20% at the end of 36, 48 and 60 months, respectively.	Bullet repayment at end of 60 months*	Bullet repayment at end of 60 months*	Bullet repayment at end of 36 months
* Subject to exercise of Put/Call Option ** Additional interest at the rate of 0.25% p.a. for senior citizens for option I & II

Option	I	II	III	IV	V
Interest Payment	Half-Yearly	Annual	Cumulative	Annual	Annual
Coupon % p.a.	11.00%	11.25%	11.03% compounded quarterly	11.00%	10.75%
Effective Yield % p.a.	11.30%	11.25%	11.50%	11.00%	10.75%

Investment Rationale



For Investment in NCD issue,
Delhi - NCR Customer Please call @ 0-9818-26-9396