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(Click here for Printable Version) REVISED INTEREST RATES ON DEPOSITS W.E.F. 01.05.2009 REGULAR INTEREST PAYMENT SCHEME (RIPS) DEPOSITS LESS THAN Rs. 1.00 CRORE DEPOSITS Rs. 1.00 CRORE & ABOVE SENIOR CITIZENS ( 58 YEARS ) Period (Months) Rate of Interest per annum Maximum Deposit Without Tax Deduction at source (Rs.) Monthly (%) Quarterly (%) Annually (%) Monthly (%) Quarterly (%) Annually (%) 24 - 9.07 - 55,000/- - 7.04 - 36, 48& 60 9.75 9.83 10.20 49,000/- 7.50 7.55 7.76 Minimum Deposits in Rs. Rs.20,000/- Rs.10,000/- Rs.10,000/-         Further deposits in Multiples of Rs.1, 000/-

GENERAL PUBLIC DEPOSITS Rs. 1.00 CRORE & ABOVE Period (Months) Rate of Interest per annum Maximum Deposit WithoutTax Deduction at source (Rs.) Monthly (%) Quarterly (%) Annually (%) Monthly (%) Quarterly (%) Annually (%) 24 - 8.81 - 56,000/- - 7.04 - 36, 48& 60 9.25 9.32 9.65 51,000/- 7.50 7.55 7.76 Minimum Deposits in Rs. Rs.20,000/- Rs.10,000/- Rs.10,000/-         Further deposits in Multiples of Rs.1,000/-

CUMULATIVE INTEREST PAYMENT SCHEME (CIPS-1) SENIOR CITIZENS ( 58 YEARS ) Period Months Basic rate per annum (%) Effective yield (%) Maturity Value for Rs. 10000/- Maximum Deposit Without Tax Deduction at source (Rs.) Base rate per annum (%) Effective Yield (%) 12 8.50 8.84 10884 56,500/- 6.75 6.96 24 9.00 9.82 11964 48,700/- 7.00 7.49 36 9.75 11.27 13382 40,300/- 7.50 8.38 48 9.75 11.87 14747 36,600/- 7.50 8.71 60 9.75 12.50 16250 33,200/- 7.50 9.07 MINIMUM DEPOSIT RS. 10,000/-  AND FURHTER DEPOSITS IN MULTIPLES OF RE. 1/-

GENERAL PUBLIC Period Months Basic rate per annum (%) Effective yield (%) Maturity Value for Rs. 10000/- Maximum Deposit Without Tax Deduction at source (Rs.) Base rate per annum (%) Effective Yield (%) 12 8.25 8.57 10857 58,300/- 6.75 6.96 24 8.75 9.52 11905 50,300/- 7.00 7.49 36 9.25 10.61 13184 43,000/- 7.50 8.38 48 9.25 11.14 14457 39,200/- 7.50 8.71 60 9.25 11.70 15852 35,800/- 7.50 9.07 MINIMUM DEPOSIT RS. 10,000/-  AND FURHTER DEPOSITS IN MULTIPLES OF RE. 1/-

CUMULATIVE INTEREST PAYMENT SCHEME (CIPS-II)

Rs. 631/- Becomes Rs. 1000/- in 60 months

MINIMUM DEPOSIT RS. 631/- AND FURTHER DEPOSITS IN MULTIPLES OF RS. 631/-       No tax will be deducted at source, on the interest income with us up to Rs. 5,000/- Deposit made by Trust is an eligible investment under Section 11(5) (vii) of the Income Tax Act, 1961. Declaration in Form 15G will be accepted from individuals, for non deduction of Tax at source, subject to the provisions of the Income Tax Act, 1961. Call Investor Cell @ 0-9818269396